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Cookies policy

1.        Introduction

1.1     Our website uses cookies.

1.2     [We will ask you to consent to our use of cookies in accordance with the terms of this policy when you first visit our website. / By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.]

2.        Credit


2.1     This document was created using a template from SEQ Legal (http://www.seqlegal.com).

3.        About cookies


3.1     A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

3.2     Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

3.3     Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

3.4     Cookies can be used by web servers to identity and track users as they navigate different pages on a website and identify users returning to a website.

4.        Our cookies


4.1     We use only session cookies on our website

4.2     The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:

(a)     we use Google cookies on our website to track users as they navigate the website / improve the website's usability / analyse the use of the website / administer the website

5.        Analytics cookies


5.1     We use [Google Analytics] to analyse the use of our website

5.2     Our analytics service provider generates statistical and other information about website use by means of cookies.

5.4     The information generated relating to our website is used to create reports about the use of our website.

5.5     Our analytics service provider's privacy policy is available at: [http://www.google.com/policies/privacy

6.        Third party cookies


6.1     Our website does not use third party cookies.

7.        Blocking cookies


7.1     Most browsers allow you to refuse to accept cookies; for example:

(a)     in Internet Explorer (version 10) you can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";

(b)     in Firefox (version 24) you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; and

(c)     in Chrome (version 29), you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.

7.2     Blocking all cookies will have a negative impact upon the usability of many websites.

8.        Deleting cookies


8.1     You can delete cookies already stored on your computer; for example:

(a)     in Internet Explorer (version 10), you must manually delete cookie files (you can find instructions for doing so at http://support.microsoft.com/kb/278835);

(b)     in Firefox (version 24), you can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history", clicking "Show Cookies", and then clicking "Remove All Cookies"; and

(c)     in Chrome (version 29), you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Delete cookies and other site and plug-in data" before clicking "Clear browsing data".

8.2     Deleting cookies will have a negative impact on the usability of many websites.

10.      Our details

10.1   This website is owned and operated by 1st Choice 4 Mortgages.

10.2   1st Choice 4 Mortgages is a Partnership run by Martin G Byrne & Jacqueline M Byrne, and our registered office is at 3 Afal Sur, Barry, Vale of Glamorgan, CF63 1FX.

10.3   Our principal place of business is at 3 Afal Sur, Barry, Vale of Glamorgan, Cf63 1FX.

10.4   You can contact us by writing to the business address given above, by using our website contact form, by email to info@1stchoice4mortgages.info or by telephone on 01446 738659.

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Simply ENQUIRE HERE (and one of our friendly, helpful and experienced mortgage advisers will give you a call to arrange a personal quote for you)
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Mortgage Calculator
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and the overall work required.  We estimate it will typically be £2095.
Please be aware that in the majority of cases, fees will be payable from the overall mortgage advance..
Martin Byrne T/A 1st Choice 4 Mortgages is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

"You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone"

*Please note that products highlighted * are not regulated by the Financial Conduct Authority.
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The overall cost for comparison is 4% APR. The actual rate available will depend upon your circumstances.
Ask for a personalised illustration.